If you’ve ever tried to make a payment with your phone only to be thwarted by a card reader that only supports a certain type of phone, or requires you to download a specific app, then you know the pain of trying to make a mobile payment with your phone only to be stymied by the fact that your phone doesn’t support mobile payments or you have to download a separate app to make a mobile payment.
Luckily, there are a variety of phone credit card readers that can make a mobile payment work with your phone’s existing software. Plus, they make it easy to upload your business’s photos to Instagram and Facebook, and they’re compatible with most phones.
Read on for our list of the best mobile credit card readers.
Our Editor’s Best Mobile Credit Card Readers Reviews
- Accept swipe, chip, or contactless (NFC) payments with one card reader. Connects via Bluetooth to your smartphone or tablet
- Only 2.75% per transaction: No contracts or hidden fees
- Stronger processor for even faster payments and up to 500 transactions per charge
- Accepts payments across the United States, Puerto Rico, and Guam
- Payouts to your bank in 1-2 business days
- The Solo has a sleek, easy-to-use touchscreen allows quick, seamless transactions
- Easily accept chip and contactless payments, send digital receipts, and more, all from the standalone device
- Only pay 2.75% per in-person transaction and never worry about monthly minimums
- Use WiFi or free, unlimited mobile data with the built-in SIM card to ensure seamless transactions
- Keep the device charged and ready for every transaction with the included Solo Charging Station
- Square Reader Accept Credit Cards On Your Iphone, Ipad, Or Android
- Quick & Easy Setup, Clear Pricing, Fast Deposits
- Pack of 1
- Sign Up And Get $10 Deposited Into Your Bank Account
- Quick & Easy Setup, Clear Pricing, Fast Deposits
- Accepts payments across the United States, Puerto Rico, and Guam
- Accepts swipe, chip, or contactless (NFC) payments with one card reader
- No fixed costs. No binding contracts. Just pay as you go, 2.75% per transaction.
- Payouts to your bank in 1-2 business days
- Simple setup via the SumUp Website or free SumUp App
- Supports Windows 98/me/2000/xp/vista/Win7(32bit&64bit), Mac OS X, Linux or above system
- Compatible with Microsoft USB-CCID driver. Supports T0, T1 protocol.
- Supports I2C memory card, SLE4418, SLE4428, SLE4432, SLE4442, SLE4436, SLE5536, SLE6636, AT88SC1608, AT45D041 card and AT45DB041 card via.
- Supports PC smart card industry standard - PC/SC 1.0/2.0. Supports power saving mode
- Supports USB 2.0 full speed. Supports EMV Level 1 specification
- 3.5mm TRRS male to female connector, 6 inch long cord for Credit Card reader such as Square
- 4 pole male TRRS plug supports devices containing audio and microphone or video
- Gold plated connectors to ensure a clear connection
- Rubber outer casing shields against EMI and RFI
- Perfect for mobile credit card readers
- An account with SwyftPAY is required prior to shipment
- Accept and Track Cash & Credit Card Sales
- Free Point-Of-Sale App Included! Android & iOS
- Wholesale Pricing at 2.69% per transaction
- Activate Cash Discount and Process at 0% per Transaction!
- Supports 98/me/2000/xp/vista/Win7 (32 bit and 64 bit), Mac OS X, Linux or higher
- Supports the industry standard for PC smart cards - PC/SC 1.0/2.0. Supports energy saving mode
- Supports USB 2.0 at full speed. Supports the Level 1 specification
- Support I2C memory card, SLE4418, SLE4428, SLE4432, SLE4442, SLE4436, SLE5536, SLE6636, AT88SC1608, AT45D041 card and AT45DB041 card via
- Supports 98/me/2000/xp/vista/Win7 (32 bit and 64 bit), Mac OS X, Linux or higher
Best Mobile Credit Card Readers Buying Guide
Before choosing the best mobile credit card reader you should consider following options:
1. Portable: Nowadays, mobile credit card readers are designed to be portable and easily fits in your pocket or purse. This makes them ideal for small business owners who are always on the go.
2. Battery Life: Battery life is another important factor when choosing a mobile credit card reader. Look for a device that is energy efficient and offers long battery life.
3. Connectivity: Make sure your mobile credit card reader offers the connectivity you need. Some readers connect to your phone’s 3G or 4G network, while others connect via Wi-Fi.
4. Security: Security is always a top concern when processing credit cards and mobile credit card readers are no different. Look for readers that encrypt data, tokenization or use 3D secure.5. Cost: All mobile credit card readers have different features and specs, so it’s important to understand your specific needs and choose a device that meets them.
6. Compatibility: Make sure your mobile credit card reader is compatible with the POS system you use.
7. Ease of Use: Mobile credit card readers are designed to be used anywhere, which means people will be using them in the field. This means your device needs to be easy to use and simple to navigate.8. Optional add-ons: Most mobile credit card readers come with standard features, but some also offer additional features for a small fee. You can choose to add these features or not, depending on your specific needs.
What else you should know about mobile credit card readers
1. What are the best mobile credit card readers?
There is no definitive answer to this question as it largely depends on the specific needs and preferences of the person or business using the reader. However, some of the most popular mobile credit card readers include the Square Reader, the PayPal Here reader, and the Intuit GoPayment reader.
2. How do mobile credit card readers work?
Mobile credit card readers typically work by being plugged into a phone or tablet via the headphone jack or Lightning port. They will also often come with a corresponding app that needs to be downloaded in order to track transactions. When a customer is ready to pay, they will hold their card up to the reader and enter their PIN. The reader will then process the payment and the funds will be transferred to the merchant’s account.
3. What are the fees associated with mobile credit card readers?
The fees associated with mobile credit card readers vary depending on the provider. Some providers charge a monthly fee, while others charge a per-transaction fee.
4. Are mobile credit card readers secure?
Yes, mobile credit card readers are secure. They use the same encryption technology as regular credit card readers, so your information is safe.
5. What are the benefits of using a mobile credit card reader?
The benefits of using a mobile credit card reader include convenience, ease of use, and security. With a mobile credit card reader, you can accept credit card payments anywhere you have a cell phone signal. This means that you can take your business with you wherever you go. Additionally, mobile credit card readers are easy to use. You simply swipe the card and enter the amount you want to charge. Finally, mobile credit card readers are very secure. They use encryption to protect your customers’ credit card information.
Conclusion
On the market, there are numerous best mobile credit card readers. Hopefully, the list of the top ten best mobile credit card readers will save you time researching and deciding on the best one for you.